Meet the Speakers & Moderators

Programme

8:30 am – 9:00 am | Registration and Coffee

9:00 am – 9:15 am | Opening Remarks

Antonio Patriota, Ambassador of Brazil to the United Kingdom

9:15 am – 10:00 am | Panel 1: Market Opportunities and Entry Strategies

This panel will discuss how Brazilian and UK fintechs can identify cross-border growth opportunities, enter new markets, and access funding and investor networks.

Panellists:

Carlos Urrutia, General Manager of International Expansion, Revolut
Chris Mayo, Head of Primary Markets, Americas, London Stock Exchange Group
Nadia Costanzo, Head of Banking and Expansion – MEA & LatAm, Wise
Vishal Dalal, CEO, Pismo

Moderator:

Carla Ferreira, Vice-chair, Brazilian Chamber of Commerce in GB

10:00 am – 10:45 am | Panel 2: Navigating Regulatory Landscapes

This sessionl will provide expert guidance on licensing, compliance, and privacy regulations affecting fintech operations.

Panellists:

Colin Payne, Head of Innovation, Financial Conduct Authority (FCA)
Fernanda Garibaldi, Executive Director, Zetta
José Luiz Homem de Mello, Partner, Pinheiro Neto Advogados
Lucy Newton, Chief Legal Officer, Ebury

Moderator:

Charlotte Wilson, Partner, Mishcon de Reya

10:45 am – 11:00 am | Coffee Break & Networking

11:00 am – 11:45 am | Panel 3: Building Successful Local Partnerships

This panel will highlight the value of strategic partnerships between fintechs, banks, and tech players in both markets, as well as practical advice on building trust across borders.

Panellists:

Diego Perez, President, Brazilian Fintech Association (ABFintechs)
Janine Hirt, CEO, Innovate Finance
Marie Walker, Open Futurist, Raidiam
Pedro Barreiro, Director of Banking, Nomad

Moderator:

Gui Silva, Managing Partner, Tagus Capital

11:45 am – 12:30 pm | Panel 4: Adapting Products and Services to Local Markets

This session explores how to adapt products for new markets, including UX design, local features, and tailored marketing and support to boost user adoption.

Panellists:

Angela Stathi, European Innovation Council, & Chair, Non-Executive Director, Digital Boost
Chris Michael, Co-Founder and Co-CEO, Ozone API
Luis Moraes, Head of Banking, Celcoin
Mauricio Santos, Specialist in Financial Services in Brazil and LATAM

Moderator:

Simon Davies, Chair Financial Services Committee, Brazilian Chamber of Commerce in GB, & Managing Director, Zappy Technology

12:30 pm – 12:40 pm | Closing Remarks

Katie Ramsey, Head of Fintech, Department for Business & Trade (DBT)

1:00 pm – 2:00 pm | Networking Lunch

Antonio Patriota

Ambassador of Brazil to the United Kingdom

Embassy of Brazil

Antonio de Aguiar Patriota was appointed Ambassador to the United Kingdom of Great Britain and Northern Ireland in 2023. Previously, he was Ambassador of Brazil to the Arab Republic of Egypt and the State of Eritrea (2019-2023); Ambassador of Brazil to Italy, Malta and San Marino (2016-2019) and Permanent Representative of Brazil to the United Nations (2013-2016). He served as Foreign Minister (2011-2013), Deputy Foreign Minister (2009-2010) and Ambassador to the United States (2007-2009). During his period as Ambassador to the UN, he was Chairman of the 60th and 61st Sessions of the Commission on the Status of Women and Chairman of the Peacebuilding Commission of the UN (2013-2014). During his diplomatic career, he was also posted in Geneva (1983-1987 and 1999-2003), New York (1994-1999), Beijing (1987-1988) and Caracas (1988-1990). Born in Rio de Janeiro in 1954, he graduated from Brazil’s Diplomatic Academy in 1979, having studied Philosophy at the University of Geneva. He was awarded an Honorary Doctorate in Public Service by Chatham University in 2008. Among his publications are “The UN Security Council after the Gulf War” (1998) and two volumes of “Speeches, articles and interviews” during his period as Foreign Minister. Ambassador Patriota is a member of the “Leaders for Peace” initiative under the chairmanship of former French Prime Minister Raffarin. He has also been, since 2018, a member of the jury of the “Princess Sabeeka Bint Ibrahim Al Khalifa Global Award for Women’s Empowerment”. Ambassador Patriota is married to Tania Cooper Patriota, who until recently was the Deputy Special Representative of the UN Secretary General for Colombia. They have two sons, Miguel and Thomas.

Carla Ferreira

Vice-chair

Brazilian Chamber of Commerce in Great Britain

With over 20 years of experience in global financial institutions across Latin America, Europe, and the Middle East, Carla served as UK CEO of Banco Bradesco, one of Latin America’s largest financial groups. She has also held roles at the International Finance Corporation (IFC) – World Bank Group, in investment banking at Bradesco BBI, and in private equity in Europe and Brazil. Carla has contributed to platforms such as the World Economic Forum and the United Nations, sharing insights on cross-border investments and financial strategy. As Vice Chair of the Brazilian Chamber of Commerce in Great Britain and a Board Trustee of Canning House, the UK’s leading forum for Latin America, she promotes international cooperation between the UK and the region in key industries, such as Fintech. She holds a BA from Fundação Getulio Vargas (FGV), an MBA from London Business School, and executive education from Harvard Business School.

Carlos Urrutia

General Manager of International Expansion

Revolut

Carlos Urrutia leads Global International Expansion at Revolut. He joined the company three years ago to spearhead its growth strategy in Latin America—initially working on projects in Brazil and Mexico, and now expanding into Argentina, Colombia, and Peru. At Revolut, Carlos has focused on creating standardized, scalable approaches to drive efficient international growth. Before joining Revolut, he led Core Payments for Mercado Pago in Colombia, where he also oversaw the development of the company’s digital banking operations in the country. Previously, Carlos was an Engagement Manager at McKinsey & Company, working in both Boston, MA and Bogotá, Colombia. He began his career in Colombia’s Ministry of Treasury, within the financial regulation department, and later served for two and a half years as an assistant in the President’s Office. Carlos holds dual bachelor’s degrees in Economics and Law from the Universidad de los Andes in Bogotá, and an MBA from the Wharton School of Business.

Chris Mayo

Head of Primary Markets, Americas

London Stock Exchange Group

Chris helps companies from the Americas access capital through equity listings on London’s public markets and has helped nearly a hundred companies from the Americas to complete this journey. He is a specialist in capital raising, liquidity and exits in the small and micro-cap space, with a unique perspective spanning multiple geographies, sectors, and public and private financing/exit alternatives. He has more than 25 years of corporate finance experience in New York and London for Barclays, Salomon Smith Barney, Citi and Schroders. His expertise includes executing more than 130 transactions including IPOs, listings, financings, and M&A in the U.S. and Europe, collectively valued over $100bn. He is also currently Advisory Board Chair for a US based microcap focused technology M&A advisory firm. He holds a First Class Honours Bachelors Degree in International Business and German from Aston University, a Masters Degree in International Affairs from Columbia University and is a CFA Charterholder.

Nadia Costanzo

Head of Banking and Expansion MEA & LatAm

Wise

Nadia Costanzo is the Director of Banking for the Middle East, Africa, and Latin America at Wise. In this role, she spearheads market expansion in these regions by cultivating banking relationships, acquiring licenses, and collaborating with regulators on financial regulations. Before joining Wise, Nadia worked in Nairobi for Kiva, a microfinance crowdfunding platform, where she was responsible for facilitating debt financing for MFIs in Africa and developing Kiva’s technical assistance fund. Prior to that, she worked on the Universal Financial Access agenda at the World Bank, focusing on the 25 countries with the largest unbanked populations. She also contributed her expertise at a leading microfinance institution in Asunción, Paraguay.

Vishal Dalal

CEO

Pismo

Vishal Dalal leads global go-to-market and product strategy for Visa’s Foundation Solutions. Significantly, this role includes operating as the international CEO (North America, EMEA, and APAC) for Pismo, a next-generation banking platform provider acquired by Visa in 2024. Vishal joined Pismo in 2021 and has spearheaded the firm’s expansion overseas into markets including the US, India, Singapore, and the UK.Before joining Pismo, he was a leader of McKinsey’s technology strategy service line for banking and financial services in Singapore, New York, and Sydney. His wealth of experience also includes heading large-scale core banking implementation projects while working at leading financial institutions, including Citigroup and Barclays.Vishal has 25+ years of experience in banking, including over a decade of advising clients on all aspects of core banking systems. He holds an MBA from India’s Indian Institute of Management.

Charlotte Wilson

Partner

Mishcon de Reya

Charlotte is a Partner in the Financial Services, Funds and Asset Management Group, specialising in financial services regulation and is co-head of the fintech group. Charlotte’s diverse practice involves advising clients on regulatory compliance, transactional matters, structuring, governance, and commercial partnerships.  Charlotte also has an in-depth understanding of fund formation matters, allowing her to provide complex regulatory advice in that context.  She works closely with other specialists across the Firm to better understand the implications of regulation in a wider commercial context and provide more holistic, nuanced advice to her clients. 

Colin Payne

Head of Innovation

Financial Conduct Authority (FCA)

Colin Payne is a distinguished leader in financial innovation, currently serving as the Head of Innovation at the Financial Conduct Authority (FCA) and Chair of the Global Financial Innovation Network (GFIN) convening over 90 national regulators to build a powerful, collaborative network. In these roles, he spearheads strategic initiatives to foster growth and enhance global competitiveness in financial services. Before joining the FCA, Colin was the Senior Director for Central Banking and Fintech Product Lead at PwC, where he delivered strategic innovation programs across the Gulf Cooperation Council, including national payment strategies and digital asset initiatives. With over 25 years at the forefront of technology and change, Colin has a proven track record of designing and deploying world-class digital banking solutions for global brands such as Lloyds Banking Group, HSBC, Barclays, and Wells Fargo. Colin’s dynamic leadership and open style inspire teams to push boundaries and unlock potential, shaping the future of financial services in the UK and beyond. He is a visiting lecturer at King’s College and holds an honorary position at Middlesex University.

Fernanda Garibaldi

Executive Director

Zetta

Fernanda Garibaldi is a lawyer, holds a master ‘s and a doctorate degree from the University of São Paulo and was a visiting scholar at Columbia Law School (USA). She is a visiting professor at the postgraduate courses of Faculdade Presbiteriana Mackenzie, IBMEC and Escola Paulista de Direito, and is the author of the book: “Sistema de Pagamentos Brasileiro: regulação e concorrência”, Lumens Juris, 2023. She is currently the Executive Director of Zetta, a non-profit organization founded by Nubank and Mercado Livre. Previously, she was the Head of the banking and payment law practice at Felsberg Advogados, and her professional experience includes extensive representation of financial and payment institutions before the Brazilian Central Bank (BCB) and companies from different sectors before the Brazilian antitrust authority (CADE).

José Luiz Homem de Mello

Partner

Pinheiro Neto Advogados

José Luiz Homem de Mello has been a partner at Pinheiro Neto Advogados since 2005. He is specialized in corporate finance, including financing transactions, regulatory matters, capital markets and M&A, and advises regularly many financial institutions and fintechs. José Luiz participates in the main transactions, IPOs, fund raising, and projects of the financial services industry, advising domestic and international clients in new products, fintech solutions, payments, asset management, subordinate and hybrid instruments, virtual assets and tokenization, as well as joint ventures and corporate reorganizations. He is a member of the Corporate Governance Committee on Financial Institutions of IBGC (Brazilian Institute of Corporate Governance), coordinates the alumni association of the University of Chicago and is a coordinator of the corporate and capital markets chapter of IBRADEMP (Brazilian Institute of Corporate Law).

Lucy Newton

Chief Legal Officer

Ebury

Lucy Newton serves as the Chief Legal Officer at Ebury, where she is responsible for overseeing the company’s legal strategies and ensuring compliance with international regulations. Based in London, she joined Ebury over four years ago and has witnessed the company’s transition from a European-focused payments company to a truly global business, which recently acquired a bank in Brazil. Prior to her tenure at Ebury, Lucy gained experience working in the finance team at Allen & Overy (now A&O Shearman) and also at Deutsche Bank. Additionally, Lucy holds a bachelor’s degree in Law from the University of Warwick.

Gui Silva

Managing Partner

Tagus Capital

Gui Silva, CFA is a Partner at Tagus Capital, a venture capital firm investing in digital asset infrastructure and deep tech ventures. He was previously Head of Global Markets at HSBC and Global Head of Markets at crypto exchange Diginex. With over 20 years of experience in banking, fintech, and digital assets, Gui has led high-performing teams across the UK, Brazil, Spain, Portugal, Greece, Singapore, Malaysia, and Thailand. He has a strong track record of building strategic partnerships, navigating highly regulated environments, and scaling multi-million-dollar businesses. Over the past decade, he has transitioned into an investor role, working closely with technology companies to develop innovative products and services. Gui holds an MPP from the University of Oxford (Lemann Fellow), a Master’s in Banking from the University of Reading (Chevening Scholar), and a BA in International Relations from UnB. He also serves as a Trustee of Canning House in the UK.

Marie Walker

Open Futurist

Raidiam

In her role as Open Futurist, Marie utilises her unrivalled insight to help countries and businesses create opportunities in the emerging data economy. She is Cambridge University’s Honorary Expert on consented data sharing market progress, Module Author and Tutor, Open Banking & Open banking for Regulators course. Marie is also advisor to the UK Government’s Smart Data Council and regularly advises Central Banks and regulators around the world. Marie is interested in the possibilities that Open Data ecosystems like Open Finance can deliver – and how we can get there. Since 2016 she has been bringing together the best people and ideas in Open Banking, Open Finance and Open X: highlighting progress, analysing the impact of new possibilities, and helping people to have the necessary conversations. As well as her position as Open Futurist at Raidiam, Marie runs open-conversations.org where she curates a daily list of the most interesting news headlines and insights. This non-profit is an independent and free source of discerning information on progress in Open Banking, Open Finance, and Open X. Marie was previously the founder of market intelligence platform, Open Future World

Diego Perez

President

Brazilian Fintech Association (ABFintechs)

Diego Perez boasts a robust foundation in banking and capital markets regulation, coupled with extensive experience in law practice within these domains. As the Co-Founder of SMU and a board member of AB Fintechs (The Fintech Association of Brazil), he shoulders the responsibility of engaging with lawmakers and regulatory bodies, particularly concerning Fintech and Blockchain regulatory advancements. Diego stands as a dedicated member of the Fintech movement in Brazil and Latin America, advocating passionately for its growth and evolution.

Janine Hirt

CEO

Innovate Finance

Janine Hirt is the CEO of Innovate Finance (IF), the industry body representing the world-leading UK FinTech sector. Having joined the initial IF leadership team in 2015 first as Head of Community then Ecosystem Director, she moved into the COO role in 2017 before stepping up to lead the organisation in 2021. Janine is passionate about driving transformation to create a more democratic, transparent and inclusive financial services sector for all. Her professional career has been marked by roles that sit at the intersection of policy, international relations, and industry, including senior positions at Chatham House, (the Royal Institute of International Affairs) and the Brazilian-American Chamber of Commerce. Janine has been selected as one of the top 50 most influential women in UK tech by Computer Weekly for the last three years running and has been included in the Women in Trade Association Powerlist for the past two years. Janine is a regular speaker at international conferences and has been featured in broadcast media and print publications including Sky News, BBC World News, ITN Business, CityAM, Forbes, and the Financial Times. Janine received her BA Magna Cum Laude from Boston College, JYA at Oxford University, and her MSc from the London School of Economics. Janine is an American, British, Swiss and German national who calls London and NYC home.

Pedro Barreiro

Director of Banking

Nomad

Pedro Barreiro leads the Banking unit at Nomad. He joined the company in 2024 focusing to expand and deepen the Nomad’s infrastructure and banking partnerships. In this role, he leads the company’s efforts to build a financial services infrastructure working across multiple jurisdictions and business lines. Before Nomad, he worked at Wise, Ebanx and HSBC. He has a proven track record of structuring and scaling products across Brazil, Latin America and Europe. Over the past decade, he helped the latin-american cross-border payment ecossystem to improve, providing access for millions of customers either via providing access to merchants for local payment methods and launching multi-currency account and card, working closely with regulators, partners, schemes and issuers.
He holds a Bachelor Degree in Brazil and an MBA at SDA Bocconi, Italy.

Simon Davies

Chair Financial Services Committee, Brazilian Chamber of Commerce in GB

Managing Director, Zappy Technology

Simon Davies has been closely involved with Brazil since 1997 when he moved to Curitiba to assume responsibility for Volvo’s banking and treasury activities. He set up Banco Volvo S.A. (a multiple bank) in Brazil and over the next ten years spread the concept of Volvo Financial Services throughout most of Latin America. Subsequent roles with the Rabobank group subsidiary De Lage Landen (DLL), as CCO and Board member, including Brazilian agricultural finance subsidiary Banco DLL, and then six years as Managing Director of cross-border payments at Brazilian FinTech EBANX during their fastest growth period followed, and maintained his continued involvement with the country. Currently Simon is Chair of the Financial Services Committee at the Brazilian Chamber of Commerce, is Managing Director of Zappy Technology Limited, a cross border technology provider focused on real time payments to and from Brazil, is Executive Chairman of O-BAINC Technology Group, a FinTech using Artificial Intelligence to improve credit decisioning and increase financial inclusivity (whose global rollout has been initiated in Brazil) amongst other activities that ensure he remains intimately connected with the Brazilian financial services and financial technology sectors. Simon has a Master’s degree from the University of Birmingham, speaks fluent Portuguese and divides his time between his bases in Curitiba and London.

Angela Stathi

Deep-Tech Investment Expert, European Innovation Council

Non-Executive Director, Digital Boost

Angela is the Co-Founder of Brazil Tech Connect, an organisation fostering collaboration and innovation between the Brazilian, UK, and European tech ecosystems. As a Deep Tech Investment Expert, she advises the European Commission’s €10 billion European Innovation Council Fund, supporting the growth of deep tech in Europe. Angela is also Chair of Digital Boost, an AI-driven platform helping SMEs grow through digital upskilling and mentoring. She serves on the UK Financial Conduct Authority’s Financial Services Consumer Panel, advising on tech and investment policies impacting financial services consumers. Her executive career includes global leadership roles at Schroders, BNP Paribas, Moody’s, and Fitch. Recognised for her contributions to strategy, technology, and product innovation, Angela has received the Women of Excellence Award from the Women Economic Forum and an Achievement Award from Moody’s. She holds an Executive MBA from London Business School, the Financial Times Postgraduate Diploma in Board Governance and various certifications in AI, Emerging Technology, Sustainability, Leadership, and Innovation from the University of Oxford and Cambridge.

Chris Michael

Co-Founder and Co-CEO

Ozone API

Chris has 30 years’ experience building high performing technology teams across many sectors. He has founded a number of start-ups, including a highly successful digital agency, and has helped many global blue-chip brands generate multi-million pounds of incremental revenue by building innovative technology solutions. Chris led the development of the UK open banking standard, chairing both the OBIE’s API Forum and Technical Design Authority. As co-CEO of Ozone API, Chris is responsible for product and delivery, with a focus on regulator relations. He has played a lead role in the development of KSA’s open banking framework and UAE’s open finance framework.

Luis Moraes

Head of Banking

Celcoin

Luis Antonio Moraes Filho is currently Head of Banking at Celcoin, a leader infratech company in Brazil that provides banking, credit and payments solutions to more than 6,000 business customers. He holds a degree in Mechatronics Engineering from University of Sao Paulo and an MBA from Insper. He has previously worked at other major companies and was responsible for structuring the Uber Account Brazilian case for over 1 million drivers.

Mauricio Santos

CEO & Financial Services

Specialist in Financial Services in Brazil and LATAM

Mauricio Santos is a seasoned executive with over 23 years of leadership experience in finance, technology, and financial services business management. With a background in computing engineering and an MBA in finance, he has built a career at the intersection of finance and innovation, driving large-scale banking and technology transformation initiatives and leading strategic financial operations both in Brazil and internationally. His expertise spans fintech, digital banking and Brazilian financial market, regulations and infrastructure.

Katie Ramsey

Head of Fintech

Department for Business & Trade

Katie Ramsey is the Head of Fintech at DBT for His Majesty’s Government, Co-Founder of The Power Collective and angel investor. Shortlisted for Angel of the Year 2024, she invests across sectors including fintech and is a former fund manager and algorithmic trader from BlackRock, and previously twice winner of Financial News’ Top 40 Under 40, UN Women UK Delegate, a World Economic Forum Young Global Leader nominee and Fintech Power List Senior Leader.

Programme